Imperfect but one of a kind

WITH all the opprobrium Toyota has attracted lately over faulty throttle pedals and semi-functioning brakes, would you buy one? How about a car from its Lexus luxury division, whose reputation has also been tarnished by recalls?
  Lexus GX 460
Compared with the US or Europe, Australia has been relatively unscathed by the storm that has enveloped Toyota. The latest alarm, on the Lexus GX460, came after concerns about the safety of its electronic stability control system were raised by a consumer outfit in the US. But the GX460, like many of the other cars with issues, is not offered here.

Cars are such complex devices that no brand is immune from recalls, but most are inconvenient rather than life-threatening. In Australia, the Lexus record is no worse than for any luxury brand and better than some. Buyers here seem unconcerned by events elsewhere. Lexus was thumped harder by the downturn than its German rivals last year, with sales down 13 per cent. Now, despite the recall frenzy, it's recovering more quickly. However, it has no chance of reclaiming third spot in the luxury sales league after it was decisively overtaken by Audi three years ago.
With its narrower range of products, Lexus is in danger of making another mistake: failing to catch the premium wave that means buyers now demand luxury in all shapes and sizes.

One niche Lexus does have to itself, for a little longer at least, is the hybrid SUV. Porsche will offer a petrol-electric unit in its second-generation Cayenne soon, but the hybrid BMW X6 and Mercedes-Benz ML450 - the first German hybrids, which went on sale last year in Europe - won't come here and Audi's Q5 hybrid is still some way off. At the moment if you want a hybrid SUV, there's only one: the Lexus RX450h.
Introduced with the previous-generation RX four years ago, the hybrid SUV has been in steady demand, with nearly 2500 sold. Lexus says the new one, almost a year old, is doing better than the last.

As long as off-road demands are negligible, supplementing a petrol engine with electric motors makes sense in this sort of vehicle. Lexus claims the RX450h returns 6.4 litres per 100km/h on the combined cycle, which for a roomy, well-equipped wagon weighing more than two tonnes is remarkable. It achieves this by using a frugal V6 to power the front wheels, with the rear wheels driven by electric motors only when required for acceleration. In other words, it's inherently more efficient because, despite its looks, it's mainly a two-wheel drive.

A 69kg nickel hydride battery is recharged on the run by typical hybrid strategies, such as harvesting power from hot brakes and, in this case, electrically powered airconditioning. It can go for 2km on electric power alone, which is handy for quiet departures and arrivals. On start-up there's no sound and only a "ready" light in the dash gives away its status.

That can take some getting used to, but on refinement it's immediately persuasive. There's no fuss and it drives without drama. The cabin is a refuge of calm.

However, there are some drawbacks. To couple the two power sources, the transmission is a continuously variable unit and under load these have the characteristic of holding revs at a particular level and invisibly sliding through gear ratios. The result can be an unpleasant drone if you floor it.

Pulling up slowly under brakes, the RX450h sounds even weirder, like a tram coming to a halt. Of course, the economy may be worth it, although the official figure looks at least 1 litre per 100km/h too optimistic.
In other respects, too, the RX450h inhabits that strangely remote world that hybrids share with computer games. The handling is benign - and the brakes quite good - but steering this car is a virtual, non-engaging experience.

It's also not the complete luxury article from a couple of viewpoints. The ride quality is great on smooth roads but troubled over scarred tarmac, with thumps and bumps from the tyres transmitting shudders into the cabin.
The car feels solid and meticulously built, with doors that thunk and windows that swish impressively. There's nothing in the cabin that looks cheap, but it doesn't come across as very special either. The materials are bland, with leather facings only on the seats and some hard plastics. The controls are not especially well organised and the attempt at design flourish with the centre console just looks try-hard, particularly as it's let down by a cheap digital clock. It's matched by low-rent graphics on the control screen, a lo-tech foot-operated parking brake and the fact that the car bongs and chimes annoyingly for any reason at all.
There's something about this sort of luxury that's reminiscent of airport hotels: they're clean and functional but their style is generic and the artwork in the foyer can be ordered by the metre. There are also a few things missing, including iPod-MP3 connectibility, a lane-change function on the blinkers and parking sensors, although there is a rear camera.

And while it may not be the last word in luxury, the RX450h is extravagent in one sense. This is a large, comfortable vehicle for five that lacks the option of seven seats, and with less flexibility to the interior seat organisation than many: the front passenger seat doesn't fold flat, for example.

But everything worked and recalls were the last thing on my mind. If this Lexus was on your shopping list, there's no reason to ignore it now. By the same token, the reasons you might not go there remain the same.

Need to know
Lexus RX450hVehicle: Luxury SUV
Engine: 3.5-litre V6 plus two electric motors
Outputs: 183kW at 6000rpm and 317Nm at 4800rpm; system output 220kW including motors
Transmission: Continuously variable transmission, part-time all-wheel drive
Price: From $89,990 plus on-road costs
On sale: Now

Get a cheap car loan

Getting a cheap car loan should be one of your highest priorities when purchasing a new car. Get a lower interest rate can make a big difference when it comes to your monthly payment and the amount of money you spend on the entire car. Some points to consider about finding a cheap car loan.

Credit score

One of the main factors, if you want to be able to get a cheap car loan, your credit score. To credit providers you can go with it, a look at your credit report and your credit score works. Each lender will have their own individual needs, whether it is willing to credit scores, what they will get to work. But generally, the higher your credit score, the better rate, you can buy from. If you know you're buying a car in the coming months, you can get a copy of your credit report now. This will help you identify areas in which you improve your score and work on them could. Typically, it takes several months to begin before the changes occur on your credit report to express, it is important that as soon as possible. The difference, you could save in interest costs could be considerable.

Top tips for getting a cheaper car insurance quote

Fit an alarm
Fit an approved alarm and immobiliser, such as a Thatcham 1 or Thatcham 2. All improvements to security should help to lower your car insurance costs. Some insurers could even insist on sophisticated tracking devices before they will insure expensive cars.

Change your excess
Change the excess you are prepared to pay on any claim to reduce the premium. With voluntary excess the more you are willing to cover yourself in the event of an accident the lower your premium.

Finding cheap car insurance?

Need help finding cheap car insurance? Read the car insurance guides to learn how to find the cheapest motor insurance quotes and obtain the cover that best suits your motoring needs.

Understand how UK car insurance companies operate and how your personal circumstances affect the cost of your insurance. Learn how to lower your premiums and compare the market to find the best car insurance quotes

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It contains all you need to know about finding the right type of motor insurance policy, how to lower the cost of your premium and what to do in the event of a claim.

How to choose the right car

With thousands of cars to choose from, picking one can be tricky - but we're here to help you decide.
Read our essential guide to find the right car for you.





Lifestyle
A number of factors should influence your decision making process:
• Finances – how much are you willing to spend?
• Family – how many passengers will you have?
• Location – city living or rural idyll?
• Eco-friendly – how much CO2 will your car emit?


Type of car
1. Supermini

These cars have low engine sizes and are generally easy to drive. They’re ideal for new drivers, someone with a small family or a tight budget. Fuel economy is good and tax is low – but so is the performance and size.

Typical examples: Renault Clio, Vauxhall Corsa, Peugeot 207, Ford KA, Mini Cooper, Mazda 2


2. Hatchback

One of the most popular type of cars on the road today, hatchbacks have two rows of seats with an integrated cargo space in the back passenger cabin.

The seats can usually fold down to provide more luggage space, accessed from a top-hinged tailgate at the back of the vehicle. Sizes vary, but these are reliable, all-around vehicles and tend to make good family cars.

Typical examples: Vauxhall Astra, Volkswagen Golf, Ford Focus, Mazda 3, Audi A3, BMW 1 Series, Honda Civic

3. MPV (Multi-purpose Vehicle) / People Carrier

Perfect for the motorist with a large family or many passengers.

These cars have plenty of luggage space, seven or eight seats - but also take up more room on the road.

Typical examples: Ford Galaxy, Citröen Grand C4 Picasso, Chrysler Voyager, Vauxhall Zafira, Volkswagen Touran

4. Sports

If speed, style and panache are your thing, then a high-performance sports car may be what you’re after. Most are rear-wheel drive, with two seats, two doors, superior power and manoeuvrability.

But they don’t come cheap - and may be more expensive to run and insure. Fuel economy tends to be low, but they can look, feel and sound impressive.

Typical examples: Lotus Elise, Audi TT, Lamborghini Murciélago, Ferrari F355, Porsche 911, Mazda MX-5, Vauxhall VX220

5. Estate

A passenger car with a longer body style than a hatchback but less room than an MPV.

They make good family and executive vehicles, and usually have an assortment of extra features to offer, such as leather seats, electric sunroofs and in-car temperature management systems.

Typical examples: Volvo V70, Mercedes E-class, Jaguar XJ, Vauxhall Vectra, Ford Mondeo, Audi A4/A6

6. SUV (Sports Utility Vehicle) / 4x4

These off-road vehicles have good towing capabilities, strong engines and passenger space similar to an estate.

Most have four-wheel drive capabilities for increased traction, but their larger size is something to bear in mind – especially in built-up areas. Fuel consumption is generally inefficient, but SUVs are highly reliable vehicles.

Typical examples: Land Rover Range Rover, Nissan X-Trail, Toyota Rav 4, Hummer H3, Subaru Forester


Features
The features and accessories a car has to offer are further considerations to take into account – do you want a car with a heated windscreen, seven seats and a 2-litre engine, or just something simple which will get you from A to B?
Consider the following car features to help narrow your search:

Seats
Most cars offer five seats – a good amount if you have occasional friends or family members sit in your car. If you have a larger family, you might want to consider a seven or eight-seater MPV. Single and sporty motorists sometimes opt for two or four-seater vehicles.


Boot and luggage space
Ask yourself how often you’ll use the boot and how big it should be. If your job requires lots of equipment to be transported, or you have a huge shopping load, think about going for a family hatchback with roof rack or a van for extra room.


Size
If you’ve decided you want great luggage space and many seats, then you’ll need a bigger vehicle. Consider fitting into parking spaces and turning circles when deciding on the size of a vehicle.

If you drive by yourself around town, a smaller, zippier vehicle may be the one for you.

Appearance
The shape, design and feel of a vehicle’s exterior is what everyone else will see – so choose wisely. Do you want something bright, curvy and small, or long, sleek and dark?

Don’t forget extras like metallic paint, colour and modified body kits can make a large impact on how your car looks.
You’ll also want an interior you feel comfortable in – take the time to browse dealer brochures and view pictures from inside the car you’re after.

 Safety
Probably the single most important factor to take in when considering a car is how safe it is – even more so if you have a family.

Measure how many airbags it has and always check the Euro NCAP’s star ratings for each car before you buy.

Performance
How well a car performs is an important factor - the acceleration time from 0 to 60mph may be important if you use the motorways a lot, as will the brake horse power.

The engine size is another important factor to consider. Remember the higher the performance, the higher your insurance cost is likely to be.

Fuel
The most popular fuel types are petrol, which performs well, and diesel, which has lower CO2 emissions. Eco-friendly motorists may opt for electric, bioethanol or hybrid vehicles.

Remember the more CO2 the car emits, the higher the car tax will cost. It’s also a good idea to find out how many miles to the gallon your car burns.

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